Princeton Financial® Systems Terms of Use and Privacy Statement

Introduction

Princeton Financial Systems, LLC's website ("Website") provides information regarding our company and our software systems and services for the convenience of our clients and other interested users. We have written this "Terms of Use and Privacy Statement" (referred to below as the "Terms of Use") to describe the conditions under which this Website is being made available to you. The Terms of Use discuss, among other things, how data obtained during your visit to this Website may be collected and used. It also discusses important limitations about the way you may use materials you find on this Website. Read the Terms of Use carefully. Unauthorized use of this Website may give rise to a claim for damages and/or be a criminal offense.



Terms of Use

Acceptance Of Terms Of Use


Your viewing or use of this Website indicates your acceptance of the Terms of Use. If you do not accept the Terms of Use, you may not view or use this Website. From time to time the Terms of Use may be revised by updating this document and posting it on this Website without notice. It is your obligation to review the Terms of Use from time to time. Your continued viewing or use of this Website will constitute your agreement to the most current version of the Terms of Use. If at any time you do not agree to the Terms of Use, you must cease your viewing and use of this Website.

We Are Not Responsible For Third-Party Websites

This Website may occasionally contain links to third-party websites for the convenience of our users. In those circumstances, Princeton Financial Systems is not endorsing those third-party websites, does not intend to imply any association between Princeton Financial Systems and the part(ies) running those websites and has no responsibility for the content of third party websites. In addition, Princeton Financial Systems does not control such third-party websites and does not represent that their policies and practices will be consistent with the Terms of Use. For example, other websites may collect or use personal information about you in a manner different from that described in this document. Therefore, you should use other websites with caution, and you do so at your own risk.

Monitoring Of Content

Princeton Financial Systems does not assume any obligation for the accuracy, completeness, truthfulness, timeliness, performance or suitability of any of the content of this Website for any particular purpose. The content is presented as general information and may not be updated for the latest developments.

You Can Use Materials You Find On This Website With Certain Restrictions

This Website and all materials on it are owned by, or licensed to, Princeton Financial Systems, LLC, and protected from unauthorized copying and dissemination by U.S. Copyright law, trademark law, international conventions, and other intellectual property laws. No right, title or interest in any content on this Website is transferred to you, whether as a result of downloading such content or otherwise. Princeton Financial Systems expressly reserves complete title and all intellectual property rights in all content on this Website. Subject to the Terms of Use, however, you are allowed to view, copy and print materials you find on this Website for your own informational, personal, non-commercial use, as long as you retain any copyright, trademark, servicemark and other similar notices and do not modify them in any way. You may not create a link to this Website from another website or document without Princeton Financial Systems' prior written consent.

Prohibited Uses Of This Website

The following uses of this Website are prohibited:
  1. attempting to probe, scan or test the vulnerability of this Website or to breach security or authentication measures without proper authorization;

  2. attempting to interfere with the proper functioning of this Website or Princeton Financial Systems, including, without limitation, via means of submitting a virus to this Website or Princeton Financial Systems, overloading, "flooding", "mailbombing" or "crashing";

  3. sending unsolicited e-mail of promotions and/or advertising of products or services;

  4. forging any TCP/IP packet header or any part of the header information in any e-mail;

  5. any other use of this Website for unlawful purposes.

Disclaimer Of Warranties And Limitations Of Liability

Your agreement to the following disclaimers and limitations is a material inducement to Princeton Financial Systems to permit you to access this Website. Your viewing and use of this Website, and the obligations and liabilities of Princeton Financial Systems in respect of your viewing and use of this Website, is expressly limited as follows:

a. DISCLAIMER OF WARRANTIES


THIS WEBSITE AND THE CONTENT DISPLAYED HEREIN IS PROVIDED "AS IS" AND ON AN "AS AVAILABLE" BASIS WITHOUT ANY WARRANTY WHATSOEVER. PRINCETON FINANCIAL SYSTEMS MAKES NO REPRESENTATION ABOUT THE SUITABILITY OR ACCURACY OF THE CONTENT OF THIS WEBSITE. PRINCETON FINANCIAL SYSTEMS DISCLAIMS ANY AND ALL EXPRESS AND IMPLIED WARRANTIES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT OF THIRD PARTIES RIGHTS, FITNESS FOR PARTICULAR PURPOSE AND FREEDOM FROM VIRUSES AND OTHER CONTAMINATION.

b. LIMITATION OF LIABILITY


IN NO EVENT SHALL PRINCETON FINANCIAL SYSTEMS BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA, LOST EMPLOYMENT OPPORTUNITY, OR BUSINESS INTERRUPTION, RESULTING FROM THE USE OF OR ACCESS TO, OR THE INABILITY TO USE OR ACCESS, THIS WEBSITE, REGARDLESS OF WHETHER PRINCETON FINANCIAL SYSTEMS HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY.

c. Indemnification


You agree to indemnify, defend and hold harmless Princeton Financial Systems, its parent company, subsidiaries, affiliates, joint venturers, business partners, licensors, directors, officers, employees, agents and any third-party information providers from and against any and all liability, claims, causes of actions, damages, costs and expenses, including, but not limited to, attorneys fees and costs of suit, arising out of your viewing, use, misuse, or inability to use this Website or any violation of the Terms of Use.

Privacy Statement

Overview

Princeton Financial Systems is committed to protecting the privacy of its users. Subject to the privacy limitations inherent with email and unsecure websites, Princeton Financial Systems shall use its best efforts to ensure that the information you submit to this Website remains private and is used only for the purposes as set forth herein. In general, you can this Website without revealing any information about yourself.
Any electronic mail that is sent to Princeton Financial® Systems (PFS) - whether to an email address ending in "@pfs.com" or any other email address that PFS may utilize in the future - may be stored on a computer server located in the United States.

Log Files

Princeton Financial Systems uses IP addresses to analyze trends, administer this Website, track user movement, and gather broad demographic information for aggregate use. Additionally, for systems administration, detecting usage patterns and troubleshooting purposes, our web servers automatically log standard access information including browser type, access times, URL requested and referral URL.

User Specific Information Collection

Princeton Financial Systems will not obtain personally identifying information about you when you visit this Website unless you choose to directly provide such information to us when contacting us via e-mail. We use this personally identifying information to process your request and, when applicable, respond to you. We will not sell, rent or give your personally identifiable information to anyone outside of Princeton Financial Systems or its affiliates unless required to do so in accordance with law, regulation or legal process. If you register with Princeton Financial Systems to use any services available through this Website or receive information, you will be asked to submit certain information, names and email addresses. This information will be used to permit you to receive any information that you may have requested from Princeton Financial Systems and any additional communications that we may deem appropriate in relation to your request. While we strive to protect all information we receive online, we cannot guarantee the security of any information you transmit to us, and you do so at your own risk. We make every effort to protect personal information submitted by users of this Website, including through the use of firewalls and other security measures on our servers. However, no server is 100% secure, and you should take this into account when submitting personal or confidential data about yourself on any website, including this Website.

Modifying Account Information

Princeton Financial Systems permits you to change or correct your personal information at any time and for any reason. To modify your personal information, send us your changes or corrections at marketingDE@pfs.com

Changes To Privacy Policy

This privacy policy may be updated from time to time. Changes to the privacy policy will be posted to this Website without notice. It is your obligation to review this privacy policy from time to time, and your continued viewing and use of this Website after changes have been posted will be deemed your acceptance of the revised policy. If at any time you have questions or concerns about this privacy policy, you may contact Princeton Financial Systems via email at pfslegal@pfs.com.

General

Your viewing and use of this Website and the Terms of Use are governed by the internal substantive laws of the State of New Jersey without respect to its conflict of laws principles. Jurisdiction for any claims related to your viewing and use of this Website and/or arising under the Terms of Use shall lie exclusively with the state and federal courts within the State of New Jersey. If any provision of the Terms of Use is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of the Terms of Use, which shall remain in full force and effect. The failure of Princeton Financial Systems to enforce any term or condition of the Terms of Use shall not be deemed a waiver thereof and shall not prevent its later enforcement. FURTHERMORE, THE CONTENTS HEREOF ARE NOT INTENDED FOR ACCESS BY, DISTRIBUTION TO, OR USE BY, ANY PERSON OR ENTITY IN ANY JURISDICTION OR COUNTRY WHERE SUCH ACCESS, DISTRIBUTION OR USE WOULD BE CONTRARY TO LOCAL LAW OR REGULATION.

© Princeton Financial Systems, 2002-2010. All rights reserved.